Financial services

Private cloud
and AI, built
for finance.

Launch secure products up to 3× faster with 100+ ready-made services.

15 min

RPO, validated
0 %
Availability
0
Customer data off-prem for AI

4 X

ISG Leader, 2023 to 2026
Resilience Cockpit
cockpit.unitedlayer / example-bank

Resilience and compliance

Example bank · illustrative figures
Core RTO1 h
Controls98%
Last drill74 days
Data out0
System · detailStatus

Trusted by leading enterprises

  • Broadcom
  • Granicus
  • Hitachi
  • Infosys
  • Planful
  • SoftBank
  • Wikimedia Foundation
  • Wipro
  • Zayo
  • Blackstone

For the board

Recover core banking inside your impact tolerance

Tested recovery, immutable backups and drill reports your regulator can read.

Pass examinations with evidence, not screenshots

Controls tested continuously and mapped to FFIEC, PCI DSS, DORA and more.

Use AI on customer data without a regulator conversation

Private LLMs and agents on your own GPUs, with model risk sign-off built in.

Built for your industry

Enable banking that never pauses

Run core banking, payments and private AI on single-tenant infrastructure your regulators and
board can trust.

Sovereign private cloud for core banking, payments and trading

Dedicated KVM clusters in the data centers you choose, with integrated DR and immutable copies for ransomware recovery.
Stack Pills

Private AI for fraud,
risk and service

Score every payment in milliseconds and summarize documents with private LLMs on your own GPUs. Card and customer data never leave your cloud.

Guide

Scale Smarter, Secure Faster with United Private Cloud®

Regional bank

Customer story

Replatformed from VMware in waves, with recovery tested before the renewal deadline. Illustrative scenario.

30%

lower cost than public cloud for steady core-banking workloads.
What keeps financial leaders up at night

Five priorities. One partner.

Pick yours.
AI-native private cloud

Run by AI agents

Five AI agents watch your estate around the clock. They handle routine work and ask a person
before anything high-impact.

Agents at work right now

live · example
1,292Actions today
5Specialist agents
2Waiting for a person
Regulation map

Your regulations, mapped

Pick a region and a rule. See what it asks, how we help and the evidence you get.
Download this mapping as a PDF For your compliance team · sent after a short form

For guidance only, not legal advice. Your obligations stay with your institution; we agree the shared-responsibility split and evidence during assessment.

Operational resilience test

Could you survive ransomware?

Seven questions regulators ask. Get your score and gaps.
0/7Controls in place
7Gaps to close
At riskBoard readiness
Resilience score
0%
How UnitedLayer closes your gaps
    Private AI for financial services

    AI on customer data. Kept private.

    Fraud, risk, credit and service, on GPUs you control. Pick a use case.

    UPC AI Factory

    Your data. Your private LLM.

    Train, fine-tune and run models on your own GPUs. Personal data is masked, every model is
    signed off, and you own it.

    Your data

    Approach

    Uses your
    Good for
    Your pipeline in UPC AI Factory
      Data, GPUs and the finished model stay in your private cloud
      AI governance

      Built for your model risk team

      Every model that goes live passes the same gate. Aligned with US model risk guidance (SR 11-7) and the EU AI Act.

      Model inventoryEvery model, version, owner and purpose on record.
      Bias and accuracy testingEvaluated against your test sets before and after release.
      ExplainabilityDecisions traceable to inputs and sources, for adverse-action notices.
      Human sign-offModel risk approves release; people approve high-impact actions.
      Audit trailPrompts, outputs, data lineage and approvals logged.
      Monitoring and retrainingDrift detected, models retrained and re-approved.

      See it in motion

      Resilience you can watch

      Six moments from a financial institution on UnitedLayer, from a ransomware attack to a clean
      recovery.

      LIVE · AUTO-PLAYING
      Proof

      Recovered in an hour

      Seven questions regulators ask. Get your score and gaps.
      Banking · SaaS platform

      Disaster-resilient
      Oracle infrastructure

      15 minRPO, validated
      1 hourRTO, validated
      2×DR drills a year

      Challenge: an on-premises platform lacked the performance, availability and disaster recovery the business needed, and costs were rising.

      Solution: production in San Francisco, disaster recovery in Las Vegas, a fully managed Oracle stack, twice-yearly DR drills and annual security audits.

      Products: United Private Cloud®, UnitedEdge®

      Disaster recovery across data centers

      Production in San Francisco. Recovery in Las Vegas.

      San FranciscoProduction · Oracle and apps
      app
      oracle-db
      files
      Las VegasDisaster recovery site
      app · replica
      oracle-db · replica
      files · replica

      ISO/IEC 27001

      Information security

      SOC 1 (SSAE 18)

      Service controls

      PCI

      Card data

      FINRA

      Broker-dealer rules

      GDPR

      Data protection

      NIST

      Security framework

      FIPS

      Cryptography

      HIPAA

      Health data

      ISO 9001 · 14001

      Quality and environment

      ISG Leader

      Private Cloud Report 2026
      Questions and due diligence

      What financial institutions ask

      Due diligence

      Where exactly does our data live?

      closed Icon Opend Icon

      In the UnitedLayer data centers you choose, in a single-tenant private cloud. UPC Sovereign Cloud adds residency controls for regulated data.

      How do we manage concentration and third-party risk?

      closed Icon Opend Icon

      Hybrid connectivity to AWS, Azure and Google Cloud, standard platforms (VMware, KVM, Hyper-V, Kubernetes) and documented exit plans keep you portable. We cover this in the BFSI due-diligence pack.

      Who is responsible for what?

      closed Icon Opend Icon

      We agree a written shared-responsibility model, from the data center floor to the application, so every control has an owner.

      How will you support audits and examinations?

      closed Icon Opend Icon

      Controls are tested continuously and evidence is collected against each requirement, so exam packs are produced from the platform rather than gathered by hand.

      What happens during an incident?

      closed Icon Opend Icon

      24/7 monitoring and support, AI threat detection, immutable backups in UPC Cyber Vault and tested recovery through UPC DRaaS, with incident timelines recorded for your reporting.

      How is physical security handled?

      closed Icon Opend Icon

      Caged racks, biometric access, 24/7 CCTV, mantraps and electronic locks, with peer-to-peer cross-connects.

      Platform

      Can you support core banking and payments?

      closed Icon Opend Icon

      Yes. United Private Cloud® runs mission-critical workloads at 99.999% availability on N+M clusters, with low-latency infrastructure for digital banking and payments.

      Which regulations do you help with?

      closed Icon Opend Icon

      The platform supports FFIEC, PCI DSS, GLBA, SOC, GDPR and data residency mandates, and UnitedLayer holds certifications including ISO/IEC 27001, SOC 1 (SSAE 18) and PCI. Use the regulation map above for detail.

      Can we run AI on customer data?

      closed Icon Opend Icon

      Yes, on GPU-ready private cloud where data stays in your environment, with AI agents that require a person to approve high-impact actions.

      Can we build our own private LLM?

      closed Icon Opend Icon

      Yes. UPC AI Factory lets you train, fine-tune, deploy and run models on your own data and GPUs in your private cloud, with personal data masked and every model evaluated and signed off before use.

      Does UnitedLayer itself use AI?

      closed Icon Opend Icon

      Yes. Our platform is operated with AI agents for network, security, performance, virtualization and cost, through UPC Vektor and the Built-in Intelligence Layer, with people approving high-impact actions.

      How fast can fintech teams ship?

      closed Icon Opend Icon

      A catalog of 100+ pre-built IaaS and PaaS services, an API-first architecture, Kubernetes orchestration and integrated DevSecOps help teams launch secure products up to 3× faster.

      Do you connect to public clouds?

      closed Icon Opend Icon

      Yes: AWS, Azure and Google Cloud, with fully managed hybrid cloud services and integrated disaster recovery.

      Can you help us leave VMware?

      closed Icon Opend Icon

      Yes. VMware Replatforming moves workloads to KVM or Hyper-V on United Private Cloud®, planned in waves with recovery in place from day one.

      Customer stories

      Across banking and insurance

      Five stories from across financial services.
      1 / 5
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